Life Assurance

There is no one-size-fits-all life insurance. You should choose the appropriate life insurance to meet a particular need.

For instance, Decreasing Term Insurance usually protects a repayment mortgage; Increasing Term Assurance rises annually by a pre-determined figure, normally the Retail Price Index; Family Income Benefit pays an income to dependants; and Whole of Life Insurance comes with an investment element that offers potential benefits but carries some risks. Other policies include Endowment, Investment Linked, Convertible Term, Renewable Term, Level Term and With Profits.

As you can see, expert advice regarding insurance is the key to making the right choice for you, your family or your business.